Friday, August 17, 2007

DoshTalk Forum

I love to browse forums these days. You can learn some valuable information, as well as, meet some great new friends. One that is new but quickly becoming one of my favorites is DoshTalk. I really like the layout. It's more eye appealing than your average forum and is very user friendly. One of my favorite things about it, which I just learned this evening, is that there is only section where you are allowed to post your affiliate links and such. The rest of the forum is off limits to this kind of marketing. I think this is great. It means, there is a better chance of getting REAL infomation instead of someone trying to "sell" something. I recommend you check it out when you get a chance. I have found it informative and enjoyable.

Thursday, August 16, 2007

eDisclosures....Documents Delivered Electronically

What is one of the things you hate about getting a loan? Paperwork.
eDisclosures solves this problem by eliminating the paperwork and submitting your disclosures through an electronic process. This will save you time and money. Just about everything can be done electronically so why not give this a shot. This would eliminate a lot of hassle. We do our taxes online and have those delivered digitally so why not give eDisclosures a try for your loans, mortagages, and settlements.

WTF Does C Stand for Anyways?

After days and days of trying to figure out what the f does C stand 4 over at Cman's Money Page, I have finally decided to give an answer. I wanted to pick one that no one else has picked so here it goes----COWBOY.

You can enter his contest too by guessing what the C in Cman stands for. If you guess it right, you could be the winner of $100 smackaroos! If there are no correct guesses there will still be a nifty prize for one lucky loser;)


I encourage you, not only, to enter his contest but also to browse through his articles. He writes some valuable content on how to make money online and wants to help you have a profitable and productive blogging venture.

Be Credit Card Savvy

Being debt free means having no credit cards and paying everything in cash. Chances are you have at least 1 credit card that carries a balance. Most of us have several unnecessary cards that are eating extra money from our pockets. The goal is to manage your debts accordingly.
After my parents filed for bankruptcy several years ago, I knew I didn't want that to happen to me so I looked into credit counseling to learn more about credit card debt and how to use them. I learned which cards would be best for me and which ones you NEVER need to apply for. Another interesting note is that if your credit is pretty good, you can actually call your credit card company and request a lower APR. High interest is what bites us in the butt.

CareOneCredit.com offers an array of topics but one of them I found interesting was "The Dirty Dozen Credit Card Traps". It basically talks about the fine print on credit card terms and conditions. Did you know that if you have a balance over so much, and you are late on a payment, that the fee is higher than it would be if the balance were lower? There are many things you can do to protect yourself from these fees. If you need advice when applying for a credit card, I highly suggest you visit CareOneCredit.com. Make yourself aware and be responsible with your credit cards.